Practice Areas


Foreclosure is the legal process used when a borrower defaults on a mortgage loan.

If you are the holder of a debt secured by a lien on real or personal property and your borrower fails to pay you, Sell Griffin McLain can assist you in collecting the debt while protecting your rights to the property.

When a borrower defaults, the lender has the right to schedule the sale of the real and/or personal property at public auction.  If a borrower is unable to meet the requirements to satisfactorily reinstate the loan, the public auction will result in either (i) the lender taking ownership and possession of the property or (ii) a successful third-party bidder paying the lender and becoming the owner of the property.

Foreclosure is a lengthy, complicated process and must be conducted in a manner that complies with the laws of the State of Texas.

SGM has represented lenders in hundreds of foreclosure actions over the past decades throughout the Texas Panhandle.